How to buy Bitcoin with a Visa card

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The crypto-currency boom of 2021 showed that trust in BTC has increased dramatically, and more and more people are showing interest in purchasing it using bank cards - Visa, MasterCard or MIR. Bitcoin is seen as an asset that, in comparison with traditional ones, will provide greater reliability in saving funds. In this capacity, it even left gold behind, though it is traditionally bought up in the times of crisis. Buying Bitcoin with Visa can be done in different ways: through crypto exchangers, crypto exchanges, cryptomats, Telegram bots, P2P services or directly from the individuals.

Exchangers: features of work, advantages and disadvantages

The purchase through exchange services seems to be the most acceptable way, especially for those who are not interested in providing confidential data. The advantages of exchangers are the following:

• Work around the clock;
• Commission fee level is not high;
• High speed of transactions;
• Registration doesn’t take much time;
• Nothing threatens the safety of the client's funds, since they are not stored on the service.

As a disadvantage of a crypto exchanger, one can consider the fact that it can’t be used for long-term transactions with currency pairs..

This way of buying cryptocurrencies is becoming more common as it can help to solve another problem - the problem of withdrawing money from a bitcoin wallet to a Visa card.

The demand for buying/selling cryptocurrencies, primarily BTC, has led to the fact that there are more and more exchangers. Unfortunately not all of them are reliable, some of them were created with frankly fraudulent intentions. In order not to take risks in vain (we must not forget about the irreversibility of cryptocurrency transactions), one service is selected on which transactions are constantly made. So, how should it be chosen, what characteristics should be prioritized and paid attention to?

• Long history of work and the absence of justified claims from customers. For the purpose of objectivity, reviews should be studied not only in the relevant section of the service, but also on third-party resources;
• The volume of exchange transactions per day. This value is monitored not for one day, but for a fairly long period of time. It confirms the stability of functioning and the constancy of customer trust in the exchanger.;
• The commission fee level and how profitable cryptocurrency rates that are currently offered;
• User-friendly interface. Laconic design and simplicity in usage give a clear understanding of how to switch between sections and tabs. Everything is made for convenient work;
• The list of supported cryptocurrencies should include the ones you are interested in. There also should be a possibility to replenish the balance of the wallet and withdraw coins on the existing bank cards and accounts that are opened in payment systems;
• The technical support service responds to requests and tries to help to solve the problem that the client has, it doesn’t send just an automatic reply.

For an active client who frequently makes transactions, availability of a multi-level affiliate program becomes an important factor.

The service supports 7 levels of the affiliate program. With access to the first level, the partner receives deductions of 0.5% from all the currency purchases made by his referrals.

Exchanges: the principle of operation, pros and cons

The introduction of crypto-exchanges, which are increasingly striving to become similar to stock exchanges in their work, has become a logical step in the further development of the circulation of tokens. It gives great opportunities for trading and investing, but not all the ordinary users are satisfied with it. This is because of the fact that the work of such structures is controlled within the framework of the international fight against the laundering of money, the financing of terrorists and illegal armed groups, etc.

An ordinary user who just wants to buy BTC for rubles with a Visa card is obliged to register. At the same time, at least the basic level of the KYC procedure must be followed. This does not suit users who are attracted by the fundamental principles of the blockchain, such as respect for anonymity and confidentiality.

An inevitable consequence of the integration of crypto exchanges into the global financial system is that they are obliged to follow the general rules. This fact implies:

• Access to the client's personal data;
• State, control and supervisory authorities receive the information about transactions ;
• Possibility to freeze funds on the account without explanation;
• Relatively high commission fee level;
• Long withdrawal process.

At the same time, crypto exchanges have not got rid of the downsides that are typical for the developing business area yet:

• often go broke;
• are subjected to successful attacks;
• attract swindlers (sometimes it happens that they are founders of such organisations)

A crypto exchange will not become the best option for making transactions with Bitcoin for a user who does not make major transactions, is not a trader and who strives to maintain his privacy.

Exchanges where you can use your Visa card

It is not difficult to find a crypto exchange to conduct transactions using a Visa bank card. Everyone is interested in supporting the global payment system. After registration, you can set to transactions, paying attention to the following things:

• Minimum/maximum of the exchanged amounts, if it is fixed by the exchange;
• The level of the commission fee, as well as the service fee (if any).

This data should be studied in advance in order to choose a service with all other things being the same but where you will have to pay less for services and won’t face inconvenient restrictions.

Buying from the owner: advantages and risks

If you are thinking about the way to exchange RUB for BTC using VISA without any commission fees, then buy Bitcoin directly from the owner, but it can be very risky. You must be 100% sure that the transaction will be conducted fairly. Otherwise, the irreversibility of transactions will play a cruel joke on you when rubles have been transferred, but BTC has not been received. Searching for BTC sellers on the Internet is a risky thing, as there are too many fraudsters of various kinds there. So, penny saving can become a high price for this risky business.

How to buy Bitcoin via Visa bank card and which way to choose

It is up to you to decide where to buy BTC for RUB with Visa. While choosing the method that best meets your requirements, pay attention to:

• Convenience in the process of making a transaction;
• Speed of transactions;
• Reliability.

Security should be considered as a key factor when choosing the way to buy Bitcoin. (without forgetting the other ones, of course)..

A step-by-step instruction: how to buy BTC using a Visa card on Matbea

To purchase BTC using a Visa bank card, you can use the services of a crypto exchanger that has been operating since 2014. The reputation of matbea.com is well known. To buy BTC you have to perform a number of actions sequentially. First of all, you have to register. To do this, you will need to specify your phone number or email address. Then you will need to enter the access code sent by the service.

Matbea exchange service is unique, as you can create a crypto wallet here. .

Once you are registered, you can::

• Replenish your wallet balance. Enter the operations section, click on the image of the Visa ruble card and go through the verification (of the user and the card);
• In the operations section choose the tab concerning the exchange of rubles for ВТС;
• Specify the amount in rubles;
• Check the amount you get in BTC;
• Check the correctness of the entered data and click the "Exchange" button" to carry out the transaction;
• The process of crediting funds to the account is quick. If there is a delay of about 15 minutes, contact the technical support service and let them figure it out.

It is convenient and safe to use the Matbea service. You can get access to your cryptocurrency wallet, which is open here, wherever the Internet is working stably. This ensures the efficiency of the funds usage.