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How to buy bitcoin for rubles safely in Russia via Sberbank online without any commission
Most citizens of the Russian Federation use Sberbank cards, so it is not accidental that they are interested in how to purchase bitcoins through online banking with a minimum commission fee. BTC is in demand, the cryptocurrency is considered as a reliable and highly liquid asset. If you have a Sberbank card, then you can exchange rubles for bitcoins, as well as perform the reverse operation, in several ways. They differ in the speed of the transaction, reliability and the level of commission fee.
Exchangers: features of work, advantages and disadvantages
Performing a transaction through an online exchanger provides important advantages in speed (they work around the clock) and a large selection of exchange methods, but it still has its drawbacks. The rate may not be the most profitable, and the commission level may be high if you make a choice in favor of the first exchanger found while solving the problem of how to withdraw money from a bitcoin wallet to a Sberbank card
The reliability of the operation of online cryptocurrency exchangers is not in question , but the level of fraud in this area is high.
It is reasonable to choose one exchange service for conducting transactions:
- Long history of operation and spotless reputation;
- Safe. For this purpose two-factor authentication (matbea.com has three-factor authentication) is used, there is also isolated cryptocurrency storage;
- With an interface that seems clear and convenient for you to work with;
- Supporting an extensive list of currency pairs, as well as allowing you to use Sberbank cards (and also the cards of other major Russian financial institutions) and accounts opened in various electronic payment systems;
- Offering timely help from technical support service. When you know that technical support helps you, you will not have to panic if there are any difficulties;
- With the opportunity to receive passive income due to active involvement in a multi-level affiliate program.
The reliability of the exchanger is a much more important factor than a slightly profitable exchange rate for a single transaction.
Exchanges: principle of operation, pros and cons
It is simple and convenient to buy BTC through cryptocurrency exchanges, however, to do this you will need
to sign up, understand the advantages and disadvantages of specific institutions. However, the services of the crypto exchange are not cheap - you will have to transfer a commission fee, the amount of which will be 2-5% of the purchase amount..
The withdrawal of bitcoins purchased this way may take time.Some crypto exchanges delegate this operation to third-party structures.Naturally, it is not for free, but the costs are shifted to the users. Well-known disadvantages of crypto exchanges are:
- Frequent bankruptcy;
- Constant (and sometimes successful) attacks;
- Technological failures.
When choosing an exchange, you need to be careful, as scammers often create clone websites. So,choose one where it is more reliable and safer to conduct transactions, alsot spend a little time looking for information about trading volumes.
Exchanges where you can use your Sberbank card
The list of crypto exchanges where you can conduct transactions with the help of Sberbank ruble card is not too extensive. If you want to buy Bitcoin through Sberbank, use the following services:
- Binance. You can switch to the Russian version of the site. Commission fee is 3.1%;
- CEX.io. Commission is 3%;
- Matbea;
- Exmo;
- Livecoin;
- WEX.
To buy BTC, you will need to sign up and accept the terms of service. The operation is performed in the appropriate section, where replenishment of the account with a bank card is provided.
Buying from the owner: benefits and risks
No one is forcing you to buy bitcoins through an exchange or an exchanger, you can look for offers from individuals and companies, but at the same time be clearly aware of the degree of danger. The level of commission fees that should be paid to crypto exchanges and online exchangers does not appeal to many users who choose to save money and buy BTC directly:
- Local services (there are few offers, but the amounts offered are small. You can use this option if you are not in a hurry);
- Colleagues or acquaintances (this is a good way to check whether they can be trusted or not. Think, whether you are ready to risk a considerable amount of money just for this);
- Telegram Bots (efficiency is high, but you have to overpay for it with commission fees);
- Theme-based websites (you can’t trust the person you know nothing about because of his/her judgments and they can’t be the decisive point that can persuade you to transfer money to this person).
How to buy Bitcoin via Sberbank and which method to choose
Evaluate the benefits and risks of different options while considering where to buy BTC for RUB in Sberbank. Each of them has certain disadvantages. Make a decision based on the combination of transaction speed, simplicity, security and economy of its implementation that will suit you the most.
Do not trust questionable resources that attract clients with low commissions. It has been known for a long time where there is often a free lunch.
A step-by-step instruction: how to buy Bitcoin using Sberbank card on Matbea
If you are looking for a simple and reliable way to solve the problem of how to exchange rubles to bitcoins through Sberbank, pay attention to the Matbea exchange service that has been operating since 2014. To buy BTC for RUB with us follow the following instruction:
- Sign up. You will need to provide a phone number and to create a password. PIN code and Google Authenticator setting will make your personal account safe;
- Replenish your balance. By the way, Matbea is the only online exchanger, that allows you to create a cryptocurrency wallet with the service;
- Find Sberbank in the “Replenishment” tab and specify the phone number linked to the card you are going to transfer rubles from;
- Specify the amount you would like to replenish your account with, press the button to start the operation;
- When the funds sent are displayed on the personal account balance, proceed to the exchange operation;
- Choose the direction of exchange (we change RUB to BTC) and the amount. The equivalent in bitcoins will be displayed automatically. All you have to do is just to press the “Exchange” button.
Matbea attracts not only by the fact that you can buy cryptocurrencies here using a Sberbank card.The exchanger also offers other services, in particular, participation in a 7-level affiliate program and free transactions between the wallets opened here.
